Wakefield and Associates On Your Report?
- Wakefield and Associates is a debt collection company (that's likely hurting your credit score)
- You may be able to remove them from your report, without paying your debt
- Call us now to find out how!
Is Wakefield and Associates A Debt Collection Agency?
Yes, Wakefield and Associates is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a “charge-off”).
Wakefield and Associates may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your bank record. This hurts your account status, as well as reducing your chances of getting approved for a loan or other important financial event.
But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.
Who Does Wakefield and Associates Collect For?
Wakefield and Associates purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.
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How Do I Remove Wakefield and Associates From My Credit Report?
To be eligible to remove Wakefield and Associates from your credit report, you typically need to meet the following requirements:
- Any information on the account is incorrect
- Any information on the account is error’d
- Any information on the account is fraudulent
- And is not (or cannot be) fixed in an appropriate amount of time
According to a study by the U.S. PIRGs, 79% of bank records contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.
Should I Pay For Delete With Wakefield and Associates?
Paying off Wakefield and Associates to have credit bureaus delete it from your report sounds like a good idea. There’s one major problem. Paying a debt in collections changes your bank report status from ‘unpaid’ to ‘paid’, but the collection remains on your report for 7 years (from the date of first delinquency). This means your bank account status is still damaged.
Should I Negotiate A Settlement With Wakefield and Associates?
Settling your debt with Wakefield and Associates could go both ways. It may help your account status, but it may also hurt your account status. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Call Collection), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).
Is Wakefield and Associates Legit, Fake Or A Scam?
Wakefield and Associates is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.
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Why Do Wakefield and Associates Keep Calling Me?
Wakefield and Associates continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Call Collection).
How To Get Wakefield and Associates To Stop Calling Me?
As we’ve mentioned above, Wakefield and Associates will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your bank report, like Call Collection. Once they are off your bank report, you won’t have to hear from them again.
Wakefield and Associates Reviews And Complaints
Wakefield and Associates has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.
Will Wakefield and Associates Try Suing Or Garnishing My Wages?
Wakefield and Associates suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or ‘exemptions’ that apply to bank and wage garnishments.
We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.
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Does Wakefield and Associates Accept A Goodwill Letter To Remove My Collection/Charge-Off?
Based on our years of experience dealing with companies like this, Wakefield and Associates does not accept goodwill letters to remove collection accounts or charge offs.
What Are My Rights When Dealing With Wakefield and Associates?
You have the right to dispute any of your debt that Wakefield and Associates has purchased. Wakefield and Associates is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.
What Is Wakefield and Associates Phone Number?
You likely want to call Call Collection before deciding whether or not to call Wakefield and Associates. The reason? You may not want to pay Wakefield and Associates debt, especially if it’s inaccurate. Paying it off could hurt your score.
Get Wakefield and Associates Removed From Your Report, Today!
In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.
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Take Your Financial Future Back Into Your Own Hands
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